USD/EUR accounts, local collections, payroll, vendor payments and virtual cards—all from a single business account.

One balance. Every way to get paid.
Send professional invoices
Create and share invoices in minutes. Accept bank transfers, local payments, and more.

Receive international payments
Get dedicated USD and EUR accounts and receive payments from clients around the world.

Get paid across Africa
Accept bank, mobile money, and other popular payment methods across 15+ African countries.

One balance. Every way to pay.
Whether you are paying a contractor in Lagos, a supplier in Nairobi, or a partner in New York, Accrue gives you a single balance for every payout method.

Pay vendors across Africa
Send USD. Your vendor receives local currency directly into their bank or MoMo account. No crypto knowledge required.

Pay US/EU businesses directly
Send ACH, Wire, or SEPA payments to vendors, partners and service providers in the United States without leaving Accrue.

Pay any crypto wallet
Send USDC or USDT to customers, vendors and partners on major blockchain networks.
Cards built for growing teams
Issue virtual USD cards for subscriptions, vendors, contractors, and employees. Set spending limits, track expenses in real time, and freeze cards instantly when needed.

Company cards
Create dedicated cards for software subscriptions, vendor payments, advertising spend, and recurring business expenses.

Employee cards
Give team members spending access for travel, meals, procurement, and business expenses while maintaining full visibility and control.
Built for the business, not just the founder.
Give your team the access they need while keeping full control over company funds.
Put idle cash to work
Earn yield on USD balances while keeping funds available whenever your business needs them.

Built-in financial controls
Assign roles and permissions so every team member has the right level of access.

Complete audit trail
Track every payment, card transaction, and account action across your organization.

Launch financial products in days, not years.
Build wallets, cards, stablecoin deposits, local collections, and cross-border payouts with a single API.

USD & EUR accounts
Issue dedicated USD and EUR account details to your users through the API.

Fiat ↔ stablecoin rails
Enable deposits and withdrawals between local payment methods and USDC/USDT.

Virtual cards
Issue virtual USD cards to your users. Create, fund, freeze, and manage cards.
Fair, transparent fees
Cashramp charges a flat 1.5% transaction fee capped at $2. Get started with receiving payments from your customers without breaking the bank.
IF YOUR CUSTOMER PAYS
WE'LL SETTLE YOU
$4.925
CASHRAMP FEES
$0.075

Built for developers
Modern APIs, webhooks, sandbox environments, and comprehensive documentation to help you ship faster.